Savings, what is savings? The technical term is income not spent or deferred consumption. Why do we save money? There are several reasons why people save money. Some of them include: Emergency Fund – For the unexpected things life throws at you. Like your hot...
Who would like more money in their pockets? Everyone. I don't know anyone who wouldn't like a few extra bucks. With winter upon us, our power bills get bigger and bigger, through the use of electrical devices to keep homes warm. In recent times, the...
Being a large family our shopping bill can be quite expensive especially since the meat prices have gone up due to COVID 19. We saved up some money and I went to see our local butcher and asked about purchasing a side of beef ( half a cow). They cut it all up...
How do you save for groceries over the Christmas period? Whether it’s breakfast, lunch, dinner or snack, it’s always an extra expense. Christmas is a special time of the year and we all like it to be special but we don’t want to break the bank . Fortnightly...
There are so many different types of budgets out there. The Spending First Budget, Savings First Budget, The 70/20/10 Budget and so many more. All of them, and many more have their pros and cons. How do you know which one to choose? Which one will suit you and your...